The Government Accountability Office on March 25 released a report identifying potential alternatives to the Patient Protection and Affordable Care Act’s individual mandate. Sen. Ben Nelson (D-NE) asked the GAO to investigate ways to encourage insurance enrollment without an individual mandate, given “the possibility that legislative or judicial action could result in a change to, or elimination of, the mandate.”
The report outlines nine alternatives and their potential challenges, drawn from interviews with 41 health care experts. GAO does not recommend one option over others, but ranks the alternatives by the frequency they were discussed by the experts.
The alternatives are: modify open enrollment periods and impose late enrollment penalties; expand employers’ roles in autoenrolling and facilitating employees’ health insurance enrollment; conduct a public education and outreach campaign; provide broad access to personalized assistance for health coverage enrollment; impose a tax to pay for uncompensated care; allow greater variation in premium rates based on enrollee age; condition the receipt of certain government services upon proof of health insurance coverage; use health insurance agents and brokers differently; and require or encourage credit rating agencies to use health insurance status as a factor in determining credit ratings.
[ via AHA News Now ]