Without changes in policy, the number of uninsured Americans under age 65 could reach 54 million by 2019, Congressional Budget Office Director Douglas Elmendorf told the Senate Budget Committee on Feb. 10 at a hearing on budget options for health reform. “That projection is consistent with long-standing trends in coverage and largely reflects the expectation that health care costs and health insurance premiums will continue to rise faster than people’s income – making health insurance more difficult to afford,” Elmendorf said, testifying on policy options for expanding health coverage and controlling health care costs.